Cheaper insurance for lpg cars

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MarkJones
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Cheaper insurance for lpg cars

#2 Post by MarkJones » Thu Jun 01, 2006 4:03 pm

quote by Kieth <BR> <BR>
From an email sent to me today from the LPGA. <BR>up to 20% reduction for ,LPG users. <BR>Check for details <a href="http://www.boostlpg.com" target=_top>www.boostlpg.com</a>
<BR> <BR> <BR>Thanks Keith . <BR> <BR> <BR> I ummm phoned them up <BR>They said they were a broker <BR>and I said my vehicle would be LPG,quoting the site ref etc .. <BR>They gave me a quote with Norwich union.. hardly a specialist quote is it, £303 fully comp, 175 excess and legal doofor ...Im 44 with full no claims and one sp30 <BR> <BR>Having said this.. <BR>the above quote is the cheapest quote I've received today out of 10. <BR>Icluding specialists like Adrian Flux <BR> <BR> <BR>But .........a big but this ... <BR>on everyone of the quotes I received ...........they would only pay the face value of the car minus the LPG conversion in event of a claim for total loss... <BR> <BR>So if someone were to spend in excess of 2000 getting a car converted ..........if someone nicked the car .............your £2000 goes down the drain. <BR> <BR>all insurers do say if your cars a right off ...you can take the kit back off it. <BR> <BR> <BR>but if its burnt out...no kit worth salvaging ..or it gets pinched and never recoverd.........your moneys gone. <BR> <BR> <BR>This is another sticking point with LPG ...that no one ever thinks of. <BR> <BR>In my case ,it will have £1000 worth of kit on it .......and the car will be worth face value of under £800 even if it got burnt-out or pinched the same day that the kit was installed. <BR> <BR> <BR>It's worth thinking about, all this is .. <BR> <BR>all the best.....mark

richy_boy
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Cheaper insurance for lpg cars

#3 Post by richy_boy » Thu Jun 01, 2006 4:44 pm

My £1600 worth of LPG IS covered by my policy if the car is stolen or catches fire... I'm with HIC. <BR> <BR>However, to cover this my excess doubled to £400! <BR> <BR>Rich
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MarkJones
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Cheaper insurance for lpg cars

#4 Post by MarkJones » Thu Jun 01, 2006 5:32 pm

OK I just phoned up HIP <BR>They would not cover me as you said .. <BR>and their standard cover was a whopping £600 <BR> <BR> <BR>They asked questions like :- <BR> <BR>How much could you sell the car for . <BR> <BR>I said ........with the LPG kit on .....I would not get much more for it than with it off. <BR> <BR>I said, I wanted some sort of cover to cover me ..for the excess baggage of lpg...for the kit ..........no can do ..we will not cover for this was their answer. <BR> <BR> <BR>Quoted your post to them ... <BR>Answer was still ...no can do <BR> <BR>back to the drawing board. <BR> <BR>all the best...mark

richy_boy
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Cheaper insurance for lpg cars

#5 Post by richy_boy » Thu Jun 01, 2006 8:54 pm

This doesn't sound like the company I dealt with.. HIC right, not HIP?! (Highway Insurance Company) <BR> <BR>Don't forget, if you have a £1000 car, then add a £1500 LPG kit to the insurance, the total insurance ocver will be £2500 which will obviously increase your quote. <BR> <BR>Good luck, <BR> <BR>Rich
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MarkJones
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Cheaper insurance for lpg cars

#6 Post by MarkJones » Thu Jun 01, 2006 9:26 pm

it was definitely hip .. <BR>i don't think they wanted to do business with me when i told them that i was unemployed ......... <BR>they said they had a policy of not insuring unemployed.....our agents are not/will not be interested ...they said. <BR>really I'm sort of retired and on a pension on ill health due to back problems ..had two disc's taken out. <BR> <BR>but the word unemployed scared them right off for some reason ........so perhaps the quote for £600 was just to get rid of me .....i may never know. <BR> <BR>Ive never had an insurance company ...say that to me about being unemployed before. <BR> <BR>maybe you were lucky and got a nice guy .....and i got a bad-arse <BR> <BR> <BR>all the best..mark

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Re: Cheaper insurance for lpg cars

#7 Post by egucuoly » Fri Aug 27, 2021 6:12 am

I've seen that running on LPG could do Damage to your engine.

I do some 15/20k per year and thought of fitting LPG to my car.

Is the benifits from this low cost fuel worth the savings and what problems could be expected.

If as seen suggesting running half Gas/Petrol, then might as well run a diesel with the same fuel costs per year overall as Gas/Petrol.

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Re: Cheaper insurance for lpg cars

#8 Post by Gilbertd » Fri Aug 27, 2021 7:02 am

This should really have been posted in the General Discussion area. If you search hard enough you can find downsides, true or otherwise, to anything. Running on LPG can damage the valves and seats in some engines whereas it does no damage at all in others. It can also damage the engine if not calibrated properly but the same would happen if the petrol system was not calibrated properly, difference is that was done at the factory and can't be changed. Engines worst affected are Japanese and far Eastern, a test on a Honda showed significant valve wear after 10,000 miles but my own Range Rover V8 has done well over 200,000 miles solely on LPG with no at all. It all depends on what brand of car you have.
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